The ratio of bank nonperforming loans to total gross loans is the value of nonperforming loan divided by the total value of the loan portfolio. It measures a bank's health and efficiency by identifying problems with asset quality in the loan portfolio.
Loans are classified as Non-Performing Loan when their repayments of principal and interests overdue by 90 days (World Bank Definition).
As of June 2023, 14.50% of the Total gross loans were Non-Performing Loans. This was an improvement from June 2022 (14.70%).
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